![]() After this introductory period ends, the standard variable APR of 19.24 percent to 27.99 percent kicks in. it also offers a 0 percent interest rate on purchases and balance transfers for the first 15 months from account opening. The cash back program isn’t the Chase Freedom Unlimited card’s only perk. You can turn your cash back into gift cards, too.Īnd if you have other Chase-branded credit cards, you can transfer the points you earn with your Chase Freedom Unlimited card to those, which can help you maximize the value of these points. You can also link your Chase Freedom Unlimited card to your account to instantly use your cash back rewards to help pay for any purchases made through the online retailer. You can redeem your cash back as a statement credit or as a direct deposit into your checking or savings account. You’ll earn 1.5 percent back on everything else you buy.Īs part of the current welcome offer, you’ll also earn an additional 1.5 percent back on all purchases of up to $20,000 in your first year of opening your account.Ĭash back rewards never expire, and you don’t have to earn a minimum amount to redeem your cash. In addition, you’ll earn 3 percent cash back on every dollar you charge at restaurants - including takeout and eligible delivery services - and on drugstore purchases. You’ll earn the same amount back on Lyft rides through March 2025. First, you’ll earn 5 percent cash back on all travel purchases you make through the Chase Ultimate Rewards online portal. You can earn cash back quickly with the Chase Freedom Unlimited, depending on your spending habits. ![]() ![]() Does this make it a smart addition to your wallet? Keep reading and decide for yourself. The Chase Freedom Unlimited credit card offers a solid rewards program and a generous introductory interest rate offer, all without charging an annual fee.
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